FINANCIAL LITERACY ON FUNDING ACCESS OF MICRO SMALL MEDIUM ENTERPRISE IN BANDUNG-INDONESIA
Candra Wijayangka , Tieka Trikartika Gustyana, Ikaputera Waspada, Mayasari

Universitas Pendidikan Indonesia

Abstract

The purpose of this research is to determine and analyze the magnitude of impact of financial literacy on funding access of Micro Small Medium Enterprise (MSME) members of Small Medium Enterprise Association Member in Bandung City, West Java Province, Indonesia. This research uses quantitative method with descriptive research type, with a total of 350 respondents. Data analysis techniques used are descriptive analysis and simple linear regression analysis.
Result showed that financial literacy constitute 40,1% of the total impact on funding access while 59,9% was affected by other factors which weren^t examined in this study. the financial literacy of MSME members of Small Medium Enterprise Association Member in Bandung City is in poor level. It is essential for them to maintain and continuously improve their financial literacy due to its impact on their funding access.

Keywords: Financial Literacy, Funding Access, Micro Small Medium Enterprise

Topic: Financial Management and Accounting