ANALYSIS OF MINIMUM CAPITAL, RISK AND KNOWLEDGE IN AFFECTING STUDENT INTEREST IN INVESTING WITH MODERATED INCOME IN INDONESIAN CAPITAL MARKET Abdul Rozak, Ikaputera Waspada, Maya sari
Indonesian Education University
Abstract
Preferences on capital, risk perception, knowledge and rate of return are part of the factors that are analyzed for testing in making investments. This study aims to analyze the impact of minimum capital, risk perception, and knowledge on student interest in investing moderated by income factors. The design of this study is causally applied quantitative using primary and secondary data through the collection sample of 117 respondents. The sampling technique applied purposive sampling method adjusted by the object and criteria set. Moderated Regression Analysis (MRA) is used in testing the overall sample data and the residual test for moderating variables. The results of this study indicate that simultaneously, minimum capital factors, risk perception, and knowledge have a significant effect on student investment interest in Bandung branch of PT Phintraco Sekuritas. Partially minimum capital has a significant negative effect on investment interest- Risk perception and knowledge have a positive and significant effect on investment interest. While the income factor is able to moderate the relationship between minimum capital, risk perception and knowledge with investment interest.
Keywords: Investment Decision, Minimum Capital, Risk, Knowledge, Income
