Scaling Up SMEs Financial Inclusion Through Fintech
Clara Antawidjaja

UNPAD

Abstract

The purpose of this study is to discuss about the use of financial technology in scaling up financial inclusion of small medium enterprises notably in Jakarta. This research will use simple linear regression. The data in this study were obtained from interviews with Micro, Small and Medium Enterprises actors. The data analysis tool uses Microsoft Excel. The hypothesis developed in this study shows financial technology variable increases SMEs^ financial inclusion in Jakarta. The results of the study would have managerial implication to SMEs Management particularly in managing the quality of the financial management as well as in expanding the business. This study also would provide practical implication such as improving financial strength in terms of enhancing useful and affordable financial products and services that meet their needs - transactions, payments, savings, credit and insurance. This paper enhances previous study that was taken in Jakarta that measures the perceptions of the importance of financial technology.

Keywords: Financial technology, financial inclusion, Small Medium Enterprises

Topic: Strategic Management, Entrepreneurship and Contemporary Issues