FINANCIAL LITERACY ANALYSIS OF HOUSEWIVES IN WEST JAVA
Ratu Dintha Insyani Zukhruf F S., Puspo Dewi Dirgantari

Universitas Pendidikan Indonesia

Abstract

This study aims to see how the financial literacy condition of housewives in West Java is. The low financial literacy of the Indonesian people, especially housewives, is feared to have an impact on financial decisions to be taken, for example financial losses, spending and consumption problems tend to be extravagant and the use of credit cards is not wise. This study uses quantitative research methods by distributing questionnaires in the first year to see the real condition of existing financial literacy before providing the needed improvement. The object of this study is a full time housewife from the age of 19 to 55 years who is in the West Java region. Seeing the importance of the urgency of financial literacy in family finances, the contribution of the results of this study will generally describe the real situation of the level of financial literacy of housewives. In particular, this study will look at what factors are needed to increase the level of financial literacy of housewives.

Keywords: Financial Literacy

Topic: Financial Management and Accounting