THE EFFECT OF DIGITAL TRANSACTIONS AND ONLINE SHOPPING ON THE PERSONAL FINANCIAL MANAGEMENT ABILITY OF SOCIAL STUDIES STUDENTS GARUT INDONESIAN INSTITUTE OF EDUCATION Tetep*- Nizar Alam Hamdani, Arik Darojat, Prima Melati, Mega Indah S
Institut Pendidikan Indonesia\
Universitas Garut
Abstract
Digital transactions and online shopping have become a new culture today which marks the advancement of civilization in economic activities as well as challenges and opportunities for students to increase their insight and ability to take advantage of the development of economic digitization. Personal financial management problems are often difficult to do or manage properly, in this study trying to find out how students^ personal management abilities are in the midst of increasingly widespread digital transactions and online shopping. With a quantitative descriptive approach, with the main sample being 30 Social Studies Education students from level 1 to 3, this study resulted in several findings, including: 1) digital transactions affect students^ personal financial management abilities by 31.2%, 2) shopping system online also affects personal financial management by 27.2%, and 3) digital transactions and online shopping jointly affect students^ personal financial management abilities by 25.4%, but the effect is in a low range. Students need understanding and knowledge of the economic digitization system that must be carried out by students in order to have the ability to manage personal finances.
Keywords: Digital Transaction, Online Shopping, Personal Financial Management Ability
